Terms of Service

1. Acceptance of Terms

By accessing and using MoneyMetric.io ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use of Service

MoneyMetric provides free financial calculators and planning tools for informational purposes. You agree to:

• Use the Service only for lawful purposes
• Not attempt to interfere with or disrupt the Service
• Not use the Service to transmit harmful code or malware
• Not reverse engineer or attempt to extract our proprietary algorithms

3. Not Financial Advice

Important: MoneyMetric's calculators and tools provide estimates for informational purposes only. They do not constitute financial, investment, tax, or legal advice. All calculations are based on the information you provide and should not be relied upon as the sole basis for financial decisions.

We strongly recommend consulting with a qualified financial advisor, accountant, or attorney before making any significant financial decisions.

4. Intellectual Property

All content, features, and functionality of MoneyMetric, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are the exclusive property of MoneyMetric or its content suppliers and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use our content without express written permission from MoneyMetric.

5. User Content

MoneyMetric does not store, transmit, or have access to any data you enter into our calculators. All calculations are performed locally in your browser. We do not collect or retain any personal financial information you input.

6. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Accuracy of calculations or estimates
• Availability or uninterrupted access to the Service
• Freedom from errors, bugs, or viruses
• Fitness for a particular purpose

7. Limitation of Liability

To the fullest extent permitted by law, MoneyMetric and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

8. Modifications to Service

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.