Privacy Policy

1. Introduction

Welcome to MoneyMetric.io ("we," "us," or "our"). We are committed to protecting your privacy and providing transparency about how we collect, use, and safeguard your information. This Privacy Policy explains our practices regarding data collection when you use our free financial calculators and tools.

By using MoneyMetric, you agree to the collection and use of information in accordance with this policy.

2. Data We Collect

2.1 Information You Provide

We do not require registration or account creation to use our financial calculators. All calculations are performed locally in your browser. We do not collect, store, or transmit any financial information you enter into our calculators.

2.2 Automatically Collected Information

When you visit MoneyMetric, we may automatically collect certain information about your device and how you interact with our website through privacy-friendly analytics:

• Device information (browser type, operating system)
• Usage data (pages visited, time spent, referral source)
• IP address (anonymized for analytics purposes)

3. How We Use Your Data

We use the collected information for the following purposes:

• To provide and maintain our free financial calculators
• To analyze and improve website performance and user experience
• To understand which tools are most useful to our users
• To detect and prevent technical issues

4. Lawful Basis for Processing

Under GDPR and similar privacy regulations, we process your data based on legitimate interests—specifically, our interest in understanding how users interact with our free tools to improve the website's functionality and user experience. We ensure our legitimate interests do not override your fundamental rights and freedoms.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies with your consent to:

• Store your cookie consent preference
• Anonymize analytics data through Google Analytics (only if you consent)

You can control cookie preferences through your browser settings or our cookie consent banner.

6. Data Sharing and Third-Party Processors

We do not sell, rent, or trade your personal information. We use the following third-party service providers and data processors:

• Google Analytics - Web analytics service to understand site usage. Data is anonymized and aggregated. See Google's privacy policy.
• Commission Junction (CJ Affiliate) - Affiliate marketing network. CJ may receive click data when you interact with partner links.
• Impact.com - Affiliate marketing network (prospective). Impact may receive click data when you interact with partner links.
• Vercel - Hosting and content delivery services.
• Speed Insights - Performance monitoring provided by Vercel.

When you click on affiliate links from our partners, you will be redirected to third-party websites with their own privacy policies. We encourage you to review those policies before providing any personal information.

We ensure all third parties are contractually bound to handle your data responsibly and in accordance with applicable privacy laws.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal data:

• Right to access: Request a copy of personal data we hold
• Right to rectification: Correct inaccurate information
• Right to erasure: Request deletion of your data
• Right to object: Object to processing based on legitimate interests
• Right to data portability: Receive your data in a structured format

8. Opt-Out Options

You can opt out of analytics tracking at any time by:

• Declining cookies in our consent banner
• Using your browser's "Do Not Track" setting
• Clearing your browser cookies and local storage